Sounds like you are under a lot of pressure but hopefully this can be a new start for you too.
I've got two degrees, but it wasn't easy to get them. The key with getting a qualification is to just keep going back and working to get it until you do. Maybe you'll decide to go back to school, or maybe you won't, but just thought I'd mention this anyway.
There is a positive thing about me having no work right now. Its about having all the possibilities there are I can choose freely and take my time to think about what i want.