The new Healthcare: any pros and cons? Will it last? | INFJ Forum

The new Healthcare: any pros and cons? Will it last?

Discussion in 'News and Politics' started by just me, Dec 9, 2016.

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  1. just me

    just me GONE

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    This is not trolling for troll callers. This is not fishing.

    Where will we go now? Healthcare(Obamacare): what do you like or dislike about it?
     
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  2. acd

    acd jezi baba

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    I like that millions of people who wouldn't or couldn't have had health coverage now have it. Let's keep it that way.
     
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  3. Jet

    Jet The Token Extravert

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    I dislike that it is still essentially a market system. I would like for us to go to a real UHC model.
     
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  4. Eventhorizon

    Eventhorizon Permanently relocated
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    Liberal healthcarewas setup like every other liberal dream. Say what you want and throw money at it. Believe that someone will eventually figure out how to make it work. When it doesn't, live in denial and blame Republicans.
     
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  5. acd

    acd jezi baba

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    The ACA was actually first a Republican idea.

    Nixon's plan
     
    #5 acd, Dec 9, 2016
    Last edited: Dec 9, 2016
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  6. Eventhorizon

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    National health care and how it should be modeled has been looked at by both sides. Republicans take a realistic real world approach to it, liberals take a fantasy world approach to it where if you throw enough money at something, eventually it will begin to work.
     
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  7. acd

    acd jezi baba

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    Can you elaborate on what specifically you think those approaches are? On both sides?
     
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    Ok. That will take a little while to put together so bear with me.
     
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  9. Stu

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    Interesting topic, given the GOP's stated desire to end all socialism and Speaker Ryan's plan to turn medicare into a voucher system I think we can expect a hatchet job on the ACA which should go over very well with all those working class white folks in the hinterland who are intent on shooting themselves up with lead and heroin.
     
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  10. OP
    just me

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    Should the Senate and Congress have to use it? If it is supposed to work, why don't they?

    Indigent care still has not gone away. Everyone still does not have insurance. Why fine those who cannot afford insurance OR the fine?

    Medical costs are too high.
    MRI........$1000 cash, but your insurance says you only have to pay $700.......if you have met your deductible: blah blah.

    Are we paying off insurance companies to set limits the medical profession can charge? Lot to think about there.

    Thanks for the input so far. It may end up on the chopping block. Try not to have a heart attack or cancer.
     
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  11. Jet

    Jet The Token Extravert

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    TPTB have always been above the law. Socialized medical systems in the military work well enough (sure there was that man who just died in the VA hospital the other week, but compared to the civilian population, dependants get a far better deal).

    The military is like righty republican world and they are not going to do away with Tricare. I don't know why they don't want a simmilar system for the entire population.
     
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  12. OP
    just me

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    Does one have to be at a specific salary to get discounted obamacare? What are the rates for each bracket? Anyone know?
     
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  13. OP
    just me

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    Anyone write the book "Obamacare for Dummies" yet?
     
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  14. Skarekrow

    Skarekrow ~~DEVIL~~

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    "...subsidies are available only for individuals and families whose adjusted gross incomes are no more than 400% of the federal poverty level (FPL). Almost half of American households have household incomes below 400% of FPL and may qualify for these credits. The following chart shows the 2013 federal poverty levels (see Nolo's article on federal poverty levels for the most recent guidelines).

    Household Size

    400% of Federal Poverty Level (2013)

    1
    $45,960

    2
    $62,040

    3
    $78,120

    4
    $94,200

    The amount of the credit is determined on a sliding scale based on cost of coverage (which in turn is based largely on age and location), household size, and income. Those with the lowest incomes will receive the largest tax credits. The credit can be substantial. For example, a single person who earns $40,000 per year would be required to pay a maximum of 9.5% of his or her income ($3,800 per year) for health insurance. If silver level coverage on the state exchange cost $6,000 per year, he or she would be entitled to a $2,200 annual credit, or $183 per month.

    Individuals who already have health coverage through an employer or spouse's employer don’t qualify for the health insurance credits unless:
    • the employer's health plan covers less than 60% of the cost of covered benefits, or
    • the individual’s share of the premium is more than 9.5% of household income.
    These subsidies are particularly helpful for lower and moderate income self-employed individuals who can’t obtain affordable coverage through a spouse."
     
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  15. OP
    just me

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    As one reaches their sixties, insurance costs better than $18,000 a year, or $1500 a month. The marketplace this year penalized all those without insurance for January 1, 2017. $40,000 for an older couple would let them subsidize about half that. That is $750 a month....$3500 each deductible or $7000 deductible household. You are out of pocket $16,000 a year BEFORE getting help. After meeting the deductible, some offer 10% coinsurance and some 50% coinsurance. They tell you which doctors to go to. There is a max out of pocket on the things they cover. Try to get an MRI and you are likely to get denied. Now the insurance companies are starting to charge 20 bucks a month for signing you up and helping with problems, which do occur.
     
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